Responsabilità civile, penale, amministrativa; assicurazione R.C.A.; altre forme assicurative legate al veicolo

This Patente B topic groups 15 tips covering 149 official exam questions. Each tip explains the rule in plain language so you remember it on exam day.

• Paying the damages does not remove criminal liabilitySomeone who must pay damages to another person is freed by paying the injured party; they…
• Person at fault for the accident: penalties and licenceWhoever is at fault for an accident can face the penalties of the Criminal Code, must pay…
• When there is NO criminal liabilityThere is no criminal liability if you only broke things by accident, if the act is not a…
• When criminal liability ARISESCriminal liability arises if there are serious injuries to people, in case of death by…
• Civil liability: you always pay everythingWhoever causes an accident must pay for all the damage, both to people and to things…
• RCA insurance and direct compensationThe RCA pays for damage to people being carried (if the vehicle is allowed to carry them)…
• Criminal liability only the driver, civil also the ownerFor criminal liability only the person driving pays. For civil liability both the driver…
• Expired insurance: vehicle must stay parkedWithout insurance you cannot drive and you cannot even leave the vehicle parked on public…
• Road victims fundThis fund pays for damage to people hit by uninsured vehicles or by vehicles that flee…
• Theft and fire (kasko): not requiredInsurance against theft, fire and damage to your own vehicle (kasko) is not required…
• Limits: the most the insurance paysThe limit is the highest amount the insurance pays in case of an accident. The minimum…
• Bonus malus: the price changes every yearWith bonus malus the insurance price changes every year according to the accidents you…
• RCA: only civil damage, valid also in EuropeThe RCA is also valid for accidents in the other European Union countries. It pays for…
• RCA required: certificate always in the carThe RCA is required by law. After signing, the insurance gives you the insurance…
• Driving with attentionAttention is limited and drops with tiredness, alcohol and emotions. Never use the phone…